In a perfect world, everyone has an 850 credit score. In the real world, only 1.76 percent of people have attained that mark. That means, on the whole, the vast majority of people have less-than-perfect credit. If that's you, there may be a little difficulty when it comes to finding an auto loan unless you visit the finance center at DeMontrond Volkswagen of Conroe. We're here to give you a second chance when you need it most.
You Can Get Approved Today
If you're tired of sitting on pins and needles whenever you submit your finance application, then it's time to give your friends at DeMontrond Volkswagen of Conroe a call. We've helped hundreds of customers in Spring, Huntsville, and the surrounding areas with their auto financing challenges, and we're confident that we can assist you. We work with dozens of lenders in the prime and subprime industries, so you'll always have an opportunity to finance.
What Are the Factors that Influence My Approval?
We still look at your credit score, but it's not the "be all, end all" of our decision. We factor in your current income, employment stability, and housing arrangement. At our institution, your income is the primary factor that determines the amount you're approved for. We're not in the business of turning people away. We're into giving our friends, family, and community members a fair chance to finance. Get approved for your loan today and let us take you the rest of the way at DeMontrond Volkswagen near Willis.
Frequently Asked Questions
Do I need a Down Payment?
A down payment will help, but it's not always necessary. If you have a unique situation, let our finance team know. We're willing to meet you exactly where you're at.
Will I need a Co-Signer?
We'll work to get you approved without a co-signer first. However, if you're able to secure a co-borrower, you could find better terms for your auto loan.
What if I Have a Past Repo or Foreclosure?
We can still help. We work with customers who have a history of past repossessions, foreclosures, bankruptcies, divorces, or late payments. There isn't anything that our finance professionals haven't seen or can't help you work through in Montgomery County.
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Finance